Financial Aid

The Delta College Financial Aid Office (FAO) administers a comprehensive program of financial assistance to help you with the cost of attending college. The Federal government, the State, Delta College, and other organizations are sources of assistance, if you demonstrate financial need and/or merit. Follow the Free Application for Federal Student Aid (FAFSA) procedures below for Federal financial aid consideration. The financial aid process can take four to six weeks to complete and some types of financial aid are limited, so it is important to apply early. Once you have applied, remember to frequently check your Delta email account for important information regarding your financial aid eligibility.

FAFSA Procedures

1. You may complete the FAFSA for the upcoming academic year beginning October 2016. Apply online at www.fafsa.gov. Accurately answer each question on the FAFSA,indicate Delta's College Code (002251), sign it using your/your parent's FSA ID, and electronically submit your application. This will generate a Student Aid Report (SAR), which will be sent directly to you via e-mail.
2. Once you receive your SAR, look it over carefully to make sure it is correct, as the information on this report will be used to determine your eligibility for financial aid. Corrections can be made online at www.fafsa.gov. If you need assistance with corrections, please contact the Financial Aid Office.

Eligibility for Aid

To be eligible for aid you must be a U.S. citizen or permanent resident of the U.S., must not be in default on any student loan and not owe a repayment on any Federal grant. You must, in most cases, enroll and attend at least half-time, maintain satisfactory academic progress as defined by the Delta College Standards of Academic Progress policy, and be enrolled in a program of study leading to a certificate or degree. You must have a high school diploma or GED in order to be eligible for Federal Financial Aid.

Once you have met the eligibility requirements listed above you will be considered for all aid programs administered by Delta, except student loans and scholarships which require a separate application. The financial assistance offered to you may include any of the programs listed on the chart on the following page. You will be notified via your Delta email account regarding the amounts and types of financial aid available based on full-time attendance. Enrollment less than 12 credits will reduce your award accordingly.

Direct Loan eligibility is based on your anticipated enrollment status. If your enrollment status changes, your eligibility will be recalculated and your loan may be reduced or cancelled. Loan funds are disbursed to Delta College via electronic fund transfer (EFT). The Student Finance Office will mail your loan funds directly to your address on file with the college after any balance owed has been deducted. Loan funds will be disbursed in two separate installments per semester. First disbursement will be applied 30 days after the start of the semester. The second disbursement will be applied after the midpoint of the semester.

Census Date

The Delta College Financial Aid Office calculates Pell Grant eligibility on a specific census date for each semester. All registration changes for each semester should be completed by the 18th day for federal aid consideration. Be sure to register and have your class schedule set by the 18th calendar day of each semester. Delta College defines calendar days as all days of the week including weekends and holidays. Financial Aid may not be considered for any class(es) registered for after this date. This includes classes that start later in the semester. Keep in mind, waitlisted classes are NOT considered registered class(es).

Initially, financial aid is based on enrollment status at the time of registration. However, your final award may be determined based on actual enrollment during each semester. Please refer to attendance policy and Return to Title IV (R2T4) policy before enrollment changes are made to learn how financial aid will be affected. Contact the Financial Aid Office at 989-686-9080 if you have any additional questions.

Every Direct Loan borrower must complete online Entrance Loan Counseling and a master promissory note (MPN) at www.studentloans.gov prior to completing their first Direct Loan application at Delta College

Rights of Financial Aid Applicants

1. You have the right to know what financial aid programs are available.
2. You have the right to know the deadlines for submitting applications for each of the financial aid programs available.
3. You have the right to know how financial aid will be distributed, how decisions on that distribution are made, and the basis for these decisions.
4. You have the right to know how your financial need was determined.
5. You have the right to know what resources (such as parental contribution, other financial aid, your assets, etc.) were considered in the calculation of your need.
6. You have the right to know how much of your financial need, as determined by the institution, has been met.
7. You have the right to request an explanation of the various programs in your student aid package.
8. You have the right to know the Delta College refund policy.
9. You have the right to know what portion of the financial aid you received must be repaid, the payback procedures, the length of time you have to repay, and when repayment is to begin.
10. You have the right to know how Delta College determines whether you are making satisfactory academic progress and what happens if you are not.
    For an explanation of any of the above rights, please come to the Financial Aid Office and meet with a Financial Aid Advisor.

Responsibilities of Financial Aid Applicants

1. You must complete all application forms accurately and submit them on time to the right place.
2. You must provide correct information. In most instances, misreporting information on financial aid application forms is a violation of law and may be considered a criminal offense which could result in indictment under the U.S. Criminal Code.
3. You must return all additional documentation, verification, corrections, and/or new information requested by either the Financial Aid Office or the agency to which you submitted your application.
4. You are responsible for reading and understanding all forms that you are asked to sign and for keeping copies of them.
5. You must accept responsibility for all agreements that you sign.
6. You must perform the work that is agreed upon in accepting a Work-Study job.
   Financial Aid recipients must meet Standards of Academic Progress to continue to receive aid. See Academic Policies and Information , Standards of Academic Progress for Financial Aid Recipients .

On the Web: www.delta.edu

Financial Aid Programs